[All info here obtained from http://motor.etax.dor.ga.gov/motor/titles/titlebond.asp ]

I do not have the required documents to obtain a title for my vehicle. How can I obtain a Georgia Title?

If you, the vehicle owner, do not have the required proof of ownership documents to obtain a Georgia title in your name for your vehicle, you may apply for a Georgia title on the basis of a surety bond. To apply, submit the following documents & fees to either your County Tag Office or to State Motor Vehicle Division.
Important: To obtain a Georgia title based on a title bond (surety bond), you, the vehicle owner, must be a legal resident of Georgia & the vehicle must be a vehicle that requires a Georgia title. Click here to determine if your vehicle requires a Georgia title.
  • A completed DOR Title/Tag Application, Form MV-1 - This application must be typed, electronically completed & printed or printed legibly by-hand in blue or black ink, in the vehicle owner's full legal name & signed by the vehicle owner. If jointly owned, each owner's legal name and signature is required. An individual's full legal name is their complete name as it appears on their valid driver's license. For individuals, enter each owner's valid driver's license in the spaces provided.This application can be used to apply for both a title & license plate at your County Tag Office.
  • A Certificate of Title Bond, Form MV-46, backed by an insurance company licensed to issue surety insurance in Georgia naming the vehicle owner as the principal. In all spaces requiring either the owner's name or the principal's name, enter the vehicle owner's legal name.
    • No matter what condition the vehicle is in, the bond must be written in the amount of the average retail value of the vehicle according to values used by this department & established by the GA Department of Revenue, Property Tax Division.
    • The vehicle owner & the agent for the insurance company must sign this form in the designated spaces. If jointly owned, each owner must sign.
    • All signatures on the bond must be witnessed. The witness should sign in the designated spaces.
    • A power of attorney authorizing the agent to write the bond on behalf of the insurance company must be attached to the bond.
  • A completed Certificate of Title Bond Affidavit, Form MV-46A. - This form must be typed, electronically completed & printed or printed legibly by-hand in blue or black ink. The reason why the applicant cannot obtain the required ownership (supporting documents) must be recorded on this form (i.e. I lost the original title assigned to me. A replacement title cannot be obtained because the seller has moved to another state & I do not have his current address.).
    • The Certificate of Title Bond Affidavit, Form MV-46A, must be completed in the same name as the name shown on the Certificate of Title Bond, Form MV-46. The vehicle owner's name must be shown on any form &/or application requiring the owner's name or the principal's name. If jointly owned, each owner's full legal name & signature is required.
    • The signature on this form must be notarized. The notary public must sign, affix his or her notary seal or stamp & record the date their notary commission expires.
  • A completed Certification of Inspection by a Duly Constituted Georgia City, County or State Law Enforcement Officer or County Tag, Form T-22B. - Except for the signature, this form must be typed, electronically completed & printed, or printed legibly by-hand in blue or black ink. This form must be completed & signed by a Georgia law enforcement officer or a Georgia County Tag Agent or his or her designated employee after making a visual inspection of your vehicle's serial plate. The vehicle's identification number (VIN) on all forms must agree with the VIN on your vehicle.
  • Any available ownership papers (e.g. Title, bill of sale, lien release, etc.)
  • $10.00 title penalty is due if you, the vehicle owner, fail to apply for a Georgia title in your name within ninety-days (90) of the vehicle's purchase or transfer date.
  • $10.00 additional title penalty is due if you previously applied for a Georgia title in your name for this vehicle & your application was returned requesting additional action before title issuance & compliance has not been made within sixty-days (60) of the accompanying letter's date.
  • $18.00 title fee.
Pay all fees due in cash, check or money order payable to the office processing your application, Office of the Tax Commissioner or Department of Revenue. Please do not send cash through the mail!Some counties accept credit cards.
Where to Apply

Apply for your title at either the Tag Office in the county in Georgia where you reside or at this department's Motor Vehicle Division. If you are applying for a title & license plate at the same time, you must apply at your County Tag Office. Click here to view what is needed to register your vehicle.
Save money! Apply for your title & license plate at the same time at your County Tag Office. Most title applications processed at any of the County Tag Offices in this state, result in the printing & mailing of the titles by State Motor Vehicle Division within three (3) business days of the county's entry & approval at no additional charge.
If your vehicle requires a Georgia title, you will be unable to register your vehicle & obtain a Georgia license plate unless you already have a Georgia title issued in your name for the vehicle or you apply for a title at the time of registration. You have thirty-days (30) from the vehicle's purchase or transfer date to register & obtain a license plate for your vehicle to avoid being fined if stopped by law enforcement or if your vehicle is involved in an accident.
The title must be applied for within six-months (6) of the bond's issue date. The minimum acceptable bond amount is $100.00. For verification of the bond amount, your insurance company may call (404) 362-6482 or (404) 362-6483. Certain bond amounts may be obtained from your County Tag Office.
You cannot obtain a Georgia title on the basis of a surety bond for the following vehicles:
  • An abandoned vehicle.
  • A 1985 or older year model vehicle.
  • A vehicle that doesnot require a Georgia title.Click here for a list of vehicles that do not require a Georgia title.