Life Insurance/ Financial Planning

[carlova78]

Hey guys,

My mom works for WFG/WRL insurance company and a member AEGON company and they offer very valuable insurance products. This company has alot of different vehicle products to fix various family needs. They also have financial investments. Here is a link, if anyone's interested or needs more info please give her an email at xinmingusa@yahoo.com . This is a great financial strategy. This company is expanding and can provide carreer opportunities.

Here is a link for more info:

http://www.worldfinancialgroup.com/wfghome.asp?loc=us&oMen=1&subO=&id=&cont=us/aboutUs/default.asp?loc=us

http://www.wfg-online.com/

http://www.wfg-online.com/aegon/providers.asp

thanks!

[carlova78]

Whoops. Her name is Mary btw. And Im posting for her.

[hellfire]

Ahahahah! Your mom joined World Financial Group?

Oh my.. My friend joined that place. He brought me for "Bring a friend day"

They do this horrible clapping as the head man comes out, and basically I tore everyone down during the group meeting session. They try and shuffle you around and impress you by the building and people. And the "Family" feel.

That place is bullshit, basically it is a scam, and you make money based on referrals. Watch, they will try and get your mom to "Spread the word" about the company. Bring people to the Thursday night meets or whatever.

I talked to everyone there, and asked what exactly they did. They said the did "Financial Planning", but nobody could tell me any more then that. I asked if they got money for referring, they said "You get paid 32 different ways" I asked if that was a main one.. They looked away.

Tell her to get out now.. She's probably already lost her $100 sign up fee, don't let her lose the money paying for those bogus "Life insurance" licenses... LOL..

Tyler

[hellfire]

This company is expanding and can provide carreer opportunities.

Hah, I told you.. Just trying to get new people to join.

Did she join the one with the scary short man as the head guy? He cracked me up.

Tyler

[carlova78]

Geez Tyler. Actually she got her licease and took a test, and actually tought her and gone through all lot of stuff with her. Yes the head guy is short she said. You do refer to other people but you provide other people retirment plans, iras, 401k, neutral funds, stalk, security.ect. Once you get in, there are many many opportunities such as morgage, home morgage, ect. Theres more to this.

[Cash]

haha, i want some stalk and neutral funds.

[v-empire]

wish her luck and all the best.

omg..you guys are horrible. at least i make him get naked and take pics, you guys ridicule him against his own will....lol

[carlova78]

My mother will be seeing this thread so lets not use that SARCASAM

[carlova78]

Its not a scam. Ok this thread is screwed up now. Better off with the delete.

[v-empire]

lol......ok, start over. we can plan a thead up where it will be all great and dandy.

[carlova78]

dave shooo man. you messed it up. my mom called and said wth

[Cash]

http://i30.photobucket.com/albums/c332/chriscash06/GizaGreatpyramid.jpg

[carlova78]

wtf? man all yall messed it up.

[v-empire]

lol....this is funny

[carlova78]

now no one can help a brotha and brothas motha out

[Slip N Slide S14]

im not being an ass at all

but WFG is pyrimid scheme/scam

my GF use to work ther doing there websites and all that, she wasnt a part of the usual WFG businuss, but she always complained and finally quit because if there shady practices.

not to even mention that there founder is a known criminal who has been to prison for the exact same stuff before

they are what they are.

[hellfire]

Carlova. I'm not trying to bash on you. I'm just curious how someone could fall for that shit.

Its a scam man.

Tell your mom to quit while she's already behind so she won't lose any more money and time.

Tyler

[carlova78]

lol Can someone delete this. My moms getting upset now. She said now it is not a scam and is good and stuff. I don't know. She hasnt lost money she has a member fee but shes gotten an education for it. Shes thinkin bout it. doesnt really beleive you guys haha.

[hellfire]

It is a scam. Tell your mom to stop being so gullible. Now I know where you get it from. My house also got hit by a 2 ton asteroid last night.

http://www.ripoffreport.com/reports/0/024/ripoff0024941.htm

Tyler

[carlova78]

ooo thats bad. she invited some of friends already. uh oh. lol haha

[hellfire]

I tried to tell you this earlier. I don't see why people are so stubborn. LoL..

Any company that promises you financial freedom in a couple months is bogus. Don't you think EVERYONE would be doing it? Come on, use a little common sense here.

Tyler

[carlova78]

dang we even bought insurance for ourselves

[carlova78]

But by now wouldnt you think that theyd be sued already?

[S14Addiction]

Ok this is something I can vibe with. Although I am not familiar with the company mentioned within this thread, I am very familiar with the way the insurance business works. Network marketing, as its called, is how insurance companies sell their products, and so they appear to be "scams or pyramid schemes". I work for a large life insurance company that also sells investments, in the home office, its not a scam and we net a shared 1.5 trillion in assets. Btw, thats Citigroup. I think what he is sharing is a good thing, and for those interested in their financial future have a viable means of success through a company focused on that. Its not the answer for everyone though. As for his mother wasting time with a license, she is a salesman and if she does good as a salesman it will benefit her. Just be honest as her integrity is on the line along with the company. I also understand how quick the turnover can be for newhire agents who think this is get rich quick and move on, then end up with nothing but bad business. Thats where the clients get the misconception that a company is bad, its generally 1 of 2 things: misrepresentation by an agent or their own ignorance of the product they purchased. Thats the insurance/investments business in a nutshell. In the end its your money and your signature, use discretion and common sense. ;)

Also carlova, if your mom likes the business and would like a more reputable company, I can give you some details.

[Cash]

Yea, there's nothing wrong with that industry.. it's just kinda shady when a company makes YOU pay to get your licenses when you are going to be generating revenue for THEM. Real companies pay for you to get your licenses. KPMG paid for all of my brother's CPA exam materials and study materials. AIG paid for all of my friend's certification exams and license exams. That's just what reputable companies do.

[S14Addiction]

Alot of people don't understand the industry, I work customer service and I hear it all day. One bad decision on the client end and it leaves a bad taste in their mouth, they badmouth the company. I feel bad for some, others just ignorant.

[Wedge]

I tried to tell you this earlier. I don't see why people are so stubborn. LoL..

Any company that promises you financial freedom in a couple months is bogus. Don't you think EVERYONE would be doing it? Come on, use a little common sense here.

Tyler


I am with Tyler on this one. It is a scam.

Had a friend my gfs that did it, poor guy lost alot of money.

[240sxautox]

You guys mean I can't have complete and total financial freedom in just 3 months working from my home office for only minutes a day and investing pennies on the dollar!?!?!?!??!

WTF!?


/sarcasm

I hate pyramid schemes- but I don't know how people get roped into them... It's REALLY obvious when they are, I had a guy offer me a 'marketing' job..and we meet at starbucks and he brings out the pamphlet... ohh the pamphlet- every scam has got one. His was about cutting out the middle man... and instead of having a middle man- we buy products from the factory, and sell them to the consumers..

...so I become a middle man? Oh and if you ever talk to a 'business man' and they ask "how much do you think this pen actually costs to make?" - then it's usually a scam about you buying an assload of products and trying to shuffle them in different ways while he runs away with your money.

[Slip N Slide S14]

They are not your normal insuracne company like someone said, so saying that you just dont understadn the businuess means you dont understand the company your talking about.

Also, guess what THEY HAVE BVEEN SUED. ALOT. That dont put you out of busineuss though, especially when you got so many idiots coimming back for more.

More good stuff. There foudner went to PRISON for this same junk.

[Slip N Slide S14]

It dont matter, because you can tell some people all day long and have proof right in front of them and they will still join something like this.

You cant help them all

I should get my GF to sign up and tell you all some stories and truths about them. She use to be in charge of all there websites and she quit because of there shady practices even though they didnt effect her at all. Thats pretty bad.

[babowc]

lol@pyramid schemes..
ive seen a couple of these things..
all promise shitload of money on the quickness.

which is rediculous and bullshit! :)

quikstar, nuskin, etc. etc.
all same things.

[carlova78]

ha my mom doesnt beleive u guys. she says shes doing very good and youd have to be in it.

[hellfire]

LoL.. Alright. Believe what you wish. Denial is king.

Tyler

[v-empire]

ha my mom doesnt beleive u guys. she says shes doing very good and youd have to be in it.

i am happy for her..yay!! tell her to kick some butt and bring home the mullah!!!


http://www.dimmak.com/images/fairyIMG_1633.JPG.jpg

[Wes]

Haha, wow, this shit is funny. I have a buddy thats into something like that, keeps trying to convince me to come to the meetings with him. And everytime I ask him what the hell it is they do, he just goes on about how "We all have nothing but time man, and thats how you make the money, Im an independent business owner, and I halp others to do the same thing, and then when they make money I do too, its all about time"

Which, then I ask "What the hell is the business?" "Its just about time, and networking" And I never can get a strait answer about what the hell it is.

Theres no such thing as a get rich quick scheme, seriously. Cause if there was, Id be in on all of them and retire by the time I hit 21, and get my ass off to some island, and sit back and drink pina colodas all day, with a double shot in them..

Only way to make real money in the world, in my eyes, it networking, knowing what sells, and hustling, and most people that are in the auto game will say the same thing. Ask anyone thats ever owned a business, its all about the hustle, busting ass, and making it happen no matter what.

Or, in cases like that, scamming the gullible that dont know anything about anything. Which, happens to alot of people sadly.

You have a better chance making millions playing the lottery than in a scheme like that.

I don't know what got me on that tyraid, but, it is the trut, just my .02